DSDemo data
Deccan Small Finance Bank · Small Finance Bank
Deccan Short Term FD – 6 Months
Interest rate
6.25%
Senior citizen
6.75%
Key details
- Interest rate
- 6.25% p.a.
- Senior citizen rate
- 6.75% p.a.
- Tenure
- 6 months
- Minimum investment
- ₹1,000
- Maximum investment
- ₹50,00,000
- Payout options
- Cumulative
- Compounding
- Quarterly (cumulative)
- Credit rating
- Not applicable for banks
- Rating agency / date
- —
- Effective from
- 10 Oct 2026
- Last verified
- 29 Oct 2026
Calculate returns
₹5,00,000
6 months
Estimated returns
Maturity amount
₹5,15,747
PrincipalInterest
- Invested
- ₹5,00,000
- Rate
- 6.25% p.a.
- Estimated interest
- ₹15,747
Estimates only. Final values depend on issuer terms, rounding, compounding and payout conventions.
Rules, tax & risk
About the issuer
A digitally led small finance bank with branches in Telangana and Karnataka.
Deposit insurance
Insured by DICGC up to ₹5 lakh per depositor per bank, including principal and interest.
Premature withdrawal
Allowed after 7 days. A penalty of 0.5%–1% on the applicable rate may apply.
Tax
Interest is taxable at your income slab. TDS applies when interest exceeds the threshold; Form 15G/15H may be submitted if eligible.
Risk disclosure
Returns are subject to the issuer's ability to repay. Rates may change for new deposits. Read the full risk disclosures.
Official documents
Issuer terms and rate sheet will be linked once partner data is live.
FAQs
Deccan Small Finance Bank
6.25% p.a.