Senior citizens

FDs with senior citizen benefits

Investors aged 60+ usually earn an additional 0.25%–0.50% p.a. Rates below already include the senior benefit.

9 verified FDs · Select up to 4 to compare

KS

Kaveri Small Finance Bank

Small Finance Bank

Demo data

8.25%

p.a. · Senior 8.75%

18 months

Min. investment: ₹5,000
Credit rating: N/A (bank)
Last verified: 25 Oct 2026

DICGC insured up to ₹5L

DS

Deccan Small Finance Bank

Small Finance Bank

Demo data

8.10%

p.a. · Senior 8.60%

30 months

Min. investment: ₹1,000
Credit rating: N/A (bank)
Last verified: 29 Oct 2026

DICGC insured up to ₹5L

SB

Sahyadri Bank

Bank

Demo data

7.00%

p.a. · Senior 7.50%

3 years

Min. investment: ₹1,000
Credit rating: N/A (bank)
Last verified: 28 Oct 2026

DICGC insured up to ₹5L

SB

Sahyadri Bank

Bank

Demo data

6.80%

p.a. · Senior 7.30%

1 year

Min. investment: ₹1,000
Credit rating: N/A (bank)
Last verified: 28 Oct 2026

DICGC insured up to ₹5L

GN

Ganga National Bank

Bank

Demo data

6.75%

p.a. · Senior 7.25%

2 years

Min. investment: ₹1,000
Credit rating: N/A (bank)
Last verified: 30 Oct 2026

DICGC insured up to ₹5L

GN

Ganga National Bank

Bank

Demo data

6.50%

p.a. · Senior 7.00%

5 years

Min. investment: ₹1,000
Credit rating: N/A (bank)
Last verified: 30 Oct 2026

DICGC insured up to ₹5L

DS

Deccan Small Finance Bank

Small Finance Bank

Demo data

6.25%

p.a. · Senior 6.75%

6 months

Min. investment: ₹1,000
Credit rating: N/A (bank)
Last verified: 29 Oct 2026

DICGC insured up to ₹5L

NC

Narmada Capital

NBFC

Demo data

8.40%

p.a. · Senior 8.65%

2 years

Min. investment: ₹10,000
Credit rating: AA+ (Stable) · ICRA
Rating date: 3 Jul 2026
Last verified: 26 Oct 2026

Not DICGC insured

HF

Himalaya Finance Ltd

NBFC

Demo data

8.05%

p.a. · Senior 8.30%

3 years

Min. investment: ₹15,000
Credit rating: AAA (Stable) · CRISIL
Rating date: 12 Aug 2026
Last verified: 27 Oct 2026

Not DICGC insured