Risk Disclosures

Deposit insurance

Bank FDs are insured by DICGC up to ₹5 lakh per depositor per bank. NBFC deposits are NOT insured by DICGC.

Credit risk

NBFC deposits depend on the issuer's ability to repay. Ratings can change; always check the agency and rating date.

Reinvestment & liquidity

Premature withdrawal may carry penalties or be restricted. Rates at renewal may be lower.

Estimates

Calculator outputs are estimates; final values depend on issuer terms.

Regulatory status

InvestInFD does not claim to be RBI-approved.