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Financial Learning Centre
Simple guides to help you invest with confidence. Full articles coming soon.
Basics· 6 min read
Bank FD vs NBFC FD: what's the real difference?
Deposit insurance, credit ratings and why higher rates come with different risks.
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Safety· 4 min read
DICGC insurance explained in plain words
How the ₹5 lakh cover works per depositor, per bank — and what it doesn't cover.
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Strategy· 5 min read
FD laddering: keep money working and accessible
Split one big deposit into several maturities for steady liquidity.
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Tax· 5 min read
How is FD interest taxed in India?
TDS, Form 15G/15H and how interest is added to your income.
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