GNDemo data
Ganga National Bank · Bank
Ganga Suraksha FD – 2 Years
Interest rate
6.75%
Senior citizen
7.25%
Key details
- Interest rate
- 6.75% p.a.
- Senior citizen rate
- 7.25% p.a.
- Tenure
- 2 years
- Minimum investment
- ₹1,000
- Maximum investment
- ₹3,00,00,000
- Payout options
- Cumulative, Monthly, Quarterly, Half-yearly, Annual
- Compounding
- Quarterly (cumulative)
- Credit rating
- Not applicable for banks
- Rating agency / date
- —
- Effective from
- 15 Sept 2026
- Last verified
- 30 Oct 2026
Calculate returns
₹5,00,000
24 months
Estimated returns
Maturity amount
₹5,71,624
PrincipalInterest
- Invested
- ₹5,00,000
- Rate
- 6.75% p.a.
- Estimated interest
- ₹71,624
Estimates only. Final values depend on issuer terms, rounding, compounding and payout conventions.
Rules, tax & risk
About the issuer
A large public sector bank serving customers through 4,000+ branches.
Deposit insurance
Insured by DICGC up to ₹5 lakh per depositor per bank, including principal and interest.
Premature withdrawal
Allowed after 7 days. A penalty of 0.5%–1% on the applicable rate may apply.
Tax
Interest is taxable at your income slab. TDS applies when interest exceeds the threshold; Form 15G/15H may be submitted if eligible.
Risk disclosure
Returns are subject to the issuer's ability to repay. Rates may change for new deposits. Read the full risk disclosures.
Official documents
Issuer terms and rate sheet will be linked once partner data is live.
FAQs
Ganga National Bank
6.75% p.a.