HFDemo data
Himalaya Finance Ltd · NBFC
Himalaya Secure Deposit – 3 Years
Interest rate
8.05%
Senior citizen
8.30%
Key details
- Interest rate
- 8.05% p.a.
- Senior citizen rate
- 8.30% p.a.
- Tenure
- 3 years
- Minimum investment
- ₹15,000
- Maximum investment
- ₹5,00,00,000
- Payout options
- Cumulative, Monthly, Quarterly, Annual
- Compounding
- Quarterly (cumulative)
- Credit rating
- AAA (Stable)
- Rating agency / date
- CRISIL · 12 Aug 2026
- Effective from
- 1 Oct 2026
- Last verified
- 27 Oct 2026
Calculate returns
₹5,00,000
36 months
Estimated returns
Maturity amount
₹6,35,054
PrincipalInterest
- Invested
- ₹5,00,000
- Rate
- 8.05% p.a.
- Estimated interest
- ₹1,35,054
Estimates only. Final values depend on issuer terms, rounding, compounding and payout conventions.
Rules, tax & risk
About the issuer
A deposit-taking NBFC offering consumer and housing finance.
Deposit insurance
This is an NBFC public deposit and is NOT covered by DICGC insurance. Repayment depends on the issuer's financial strength.
Premature withdrawal
Not allowed for 3 months. After that, reduced interest applies as per issuer terms.
Tax
Interest is taxable at your income slab. TDS applies when interest exceeds the threshold; Form 15G/15H may be submitted if eligible.
Risk disclosure
Returns are subject to the issuer's ability to repay. Rates may change for new deposits. Read the full risk disclosures.
Official documents
Issuer terms and rate sheet will be linked once partner data is live.
FAQs
Himalaya Finance Ltd
8.05% p.a.